End User License Agreement

Version 2026-07-26

Last updated: July 26, 2026

This End User License Agreement (the "EULA") governs the license granted to you to use the NoteHarbor software (the "Software") supplied by Just OK Assets, LLC, a limited liability company organized under the laws of Oklahoma ("we," "us," "our," or the "Company").

The EULA is part of, and incorporated into, the Terms of Service. Capitalized terms not defined here have the meaning given in the Terms of Service. Where the Terms of Service and this EULA conflict on the subject of software licensing, this EULA controls.

This EULA is a general commercial template prepared for NoteHarbor and is subject to review by qualified counsel. It is not legal advice to you.


1. What is licensed

1.1 Hosted software. NoteHarbor is delivered as a hosted service over the internet. Except as stated in Section 1.2, no copy of the Software is delivered to you, and this EULA does not grant you possession of, or any right to obtain, the Software's source or object code.

1.2 Client components. Using the Service necessarily causes web-application code to be delivered to and executed in your browser, and we may separately offer companion applications (for example a mobile or desktop client). Those components are part of the Software and are licensed, not sold, on the terms below.

1.3 Output is yours. Documents, schedules, statements, exports, and reports that the Software generates from Customer Data are yours, and this EULA claims no interest in them. The templates, engines, and code that produce them remain ours.


2. License grant

Subject to your compliance with this EULA and the Terms of Service, and conditioned on payment of applicable fees, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license, during your subscription term, to:

  • access and use the Software through the interfaces we provide;
  • permit your Authorized Users, up to your plan's seat capacity, to do the same; and
  • run any client component we supply on devices controlled by you or your Authorized Users,

in each case solely for your internal business purposes and in accordance with the Documentation.


3. Restrictions

You will not, and will not permit any Authorized User or third party to:

3.1 copy, modify, translate, adapt, or create derivative works of the Software, except for the transient copies your browser makes in normal use;

3.2 reverse engineer, decompile, disassemble, or otherwise attempt to derive source code, algorithms, calculation logic, or underlying structure, except and only to the extent that restriction is unenforceable under applicable law, and then only after giving us written notice and a reasonable opportunity to provide the needed interoperability information;

3.3 rent, lease, lend, sell, sublicense, distribute, assign, timeshare, or provide the Software as a service bureau, or otherwise make it available to any third party outside your organization;

3.4 use the Software to build, train, benchmark, or assist a competing or substantially similar product or service, or extract its content or structure for that purpose;

3.5 circumvent or attempt to circumvent authentication, authorization, tenant isolation, licensing controls, seat or capacity limits, rate limits, or entitlement checks for paid add-ons;

3.6 access the Software by any automated means other than interfaces we provide, or scrape or bulk-download the Software or its content;

3.7 remove, alter, or obscure any copyright, trademark, or other proprietary notice, or any attribution the Software renders on generated documents where your plan does not include document branding;

3.8 publish or disclose benchmark, performance, or security-test results for the Software without our prior written consent, other than a good-faith vulnerability report sent to us; or

3.9 use the Software in violation of law, of the acceptable-use rules in the Terms of Service, or of any third party's rights.

Each restriction is a material term. Breach of this Section is grounds for immediate suspension or termination of the license.


4. Authorized Users and named seats

Licenses are per named individual. A seat may be reassigned when a person permanently leaves the role, but credentials must not be shared and one seat must not be used concurrently by multiple people. You are responsible for your Authorized Users' compliance with this EULA.


5. Ownership and reserved rights

The Software is licensed, not sold. We and our licensors retain all right, title, and interest in and to the Software, including all intellectual property rights in its code, calculation engines, data models, user interface, templates, documentation, and the NoteHarbor name, logo, and other marks. All rights not expressly granted are reserved. Nothing in this EULA transfers ownership of anything to you.


6. Third-party and open-source components

The Software includes third-party and open-source components licensed under their own terms. Those terms govern those components and, where they conflict with this EULA as to a given component, they control for that component. Nothing in this EULA limits any right you have under an applicable open-source license. We will identify the material components on request to justokassets@gmail.com.


7. Updates and changes

We may update, patch, and change the Software at any time, and updates are covered by this EULA. Because the Software is hosted, updates may be applied without separate notice. We may change or discontinue features as described in the Terms of Service.


8. Verification

If we have a reasonable, good-faith basis to believe the Software is being used outside the licensed scope — for example shared credentials or circumvented capacity limits — we may request records reasonably necessary to confirm compliance, no more than once in any twelve-month period, on at least ten (10) business days' notice, without accessing Customer Data. If a shortfall is found, you will true up the affected seats or capacity for the period of the shortfall.


9. Term and termination

9.1 Term. This EULA takes effect when you first access the Software and continues for your subscription term.

9.2 Termination. The license ends automatically when your subscription ends or when the Terms of Service terminate, and we may terminate it immediately on breach of Section 3.

9.3 Effect. On termination you must stop all use of the Software, and you must delete any client component in your possession. Sections 3, 5, 6, 10, 11, and 12 survive.


10. Disclaimer of warranties

THE SOFTWARE IS LICENSED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY, OR NON-INFRINGEMENT. Section 14 of the Terms of Service applies in full to the Software and is incorporated here, including the statement that we claim no security certification, accreditation, or third-party audit attestation.


11. Limitation of liability

The limitations and exclusions in Section 15 of the Terms of Service apply to this EULA in full and are incorporated here by reference. They apply to all claims arising out of or relating to the Software, whatever the legal theory.


12. General

12.1 Governing law and venue. This EULA is governed by the laws of the State of Oklahoma, excluding its conflict-of-laws rules, and the parties consent to the exclusive jurisdiction and venue of the state and federal courts located in the State of Oklahoma. Section 19 of the Terms of Service applies in full.

12.2 U.S. Government end users. The Software is "commercial computer software" and "commercial computer software documentation" as those terms are used in FAR 12.212 and DFARS 227.7202. U.S. Government end users acquire only the rights stated in this EULA.

12.3 Export. You will comply with U.S. export control and sanctions laws and will not export or re-export the Software in violation of them.

12.4 Severability and waiver. If any provision is unenforceable, it is limited or severed to the minimum extent necessary and the remainder stays in effect. A failure to enforce is not a waiver.

12.5 Entire agreement. This EULA and the Terms of Service (with the Privacy Policy and the Electronic Communications Consent) are the entire agreement on this subject.


13. Contact

Licensing questions: justokassets@gmail.com

Just OK Assets, LLC 3030 Northwest Expressway, Ste 200B, Oklahoma City, OK 73112, USA