NoteHarbor keeps a year-by-year record of the property taxes you've paid out of escrow, so you can see at a glance whether each year was covered.
Where to find it
- Open a loan and click the Escrow tab.
- Scroll past Escrow Charges & Distributions to the Property Tax Pay History panel.
- Click to expand it.
It fills itself in
Record a property-tax disbursement in Escrow Charges & Distributions and the matching tax year's pay-history row is created or updated automatically: flagged with an auto badge so you can tell synced amounts from ones you typed. Editing or deleting the disbursement symmetrically backs its amount out again; anything you entered by hand is never touched.
Early-year payments are attributed smartly. County tax bills are commonly paid in January (or February) for a prior tax year, so a Jan/Feb disbursement is matched to the oldest unpaid prior year (up to 5 years back), instead of opening a phantom record for the new year. Catching up a backlog? Recorded payments fill the oldest outstanding bill first. From March on, disbursements always file under their own year.
What each year shows
For every tax year the panel shows:
- Actual Tax (Billed) and Amount Paid (Paid), with a paid-in-full / overpaid / underpaid status.
- The County post date (when the county's bill is due to post) with a countdown when it's coming up.
- A paperclip to attach (or replace) the receipt for that year (PDF, JPG, PNG, or WEBP).
Pair this with the annual escrow adjustment when taxes change, so next year's monthly escrow keeps up.