Electronic Communications Consent

Version 2026-07-26

Last updated: July 26, 2026

This is your consent to receive records and communications from Just OK Assets, LLC, a limited liability company organized under the laws of Oklahoma ("we," "us," "our"), electronically in connection with the NoteHarbor service, and to sign and accept agreements with us electronically.

It is given under the federal Electronic Signatures in Global and National Commerce Act (E-SIGN, 15 U.S.C. § 7001 and following) and comparable state law, including the Oklahoma Uniform Electronic Transactions Act.

Please read this before you accept it, and save or print a copy for your records.

This document is a general commercial template prepared for NoteHarbor and is subject to review by qualified counsel. It is not legal advice to you.


1. Your consent

By accepting this consent, you agree that we may provide any record or communication relating to your account electronically rather than on paper, and that your electronic signature, click, or other affirmative action has the same legal effect as a handwritten signature on paper.


2. Records this covers

This consent covers all records and communications relating to your NoteHarbor account, including:

  • the Terms of Service, End User License Agreement, and Privacy Policy, and any amendment or updated version of them;
  • this consent and any record of your acceptance of it;
  • account, subscription, plan, seat, and capacity notices;
  • invoices, receipts, payment failures, renewal notices, and other billing communications;
  • service, availability, maintenance, and security-incident notices;
  • support correspondence; and
  • any other legally required notice or disclosure relating to your account.

It applies to all such records for as long as you have an account, unless you withdraw it as described in Section 6.


3. How we deliver records

We deliver records electronically by one or more of:

  • email to the address associated with your account;
  • posting in the Service, including notices and documents available after you sign in; and
  • posting on our website, for documents published at /legal.

If we send an email that only tells you a record is available and where to get it, you agree that notice is delivery.

We may still send a record on paper at our discretion. Doing so does not withdraw this consent or oblige us to send paper again.


4. Hardware and software you need

To receive, view, and retain electronic records you need:

  • a device with internet access;
  • a current version of a modern web browser — Chrome, Edge, Firefox, or Safari — with cookies and JavaScript enabled;
  • a valid email account and software able to receive email from us, with any spam filter configured to accept our messages;
  • software able to display HTML web pages and PDF files (a current PDF reader);
  • sufficient storage, or a printer, to save or print the records you want to keep; and
  • for records available only after sign-in, your login credentials and any second factor your account requires.

If these requirements change in a way that creates a material risk that you could not access or retain records, we will notify you and give you the chance to withdraw this consent without charge.

By accepting this consent electronically, you confirm that you can access and retain a record in the formats described above. If you cannot open this page and the linked documents, do not accept — contact us instead.


5. Getting a paper copy

You may request a paper copy of any record covered by this consent by emailing justokassets@gmail.com with the record and the mailing address. We do not currently charge for paper copies. If we ever begin to charge, we will tell you the fee before we send anything. Requesting a paper copy is not a withdrawal of consent.


6. Withdrawing your consent

You may withdraw this consent at any time. Email justokassets@gmail.com from the address on your account, or write to us at the address in Section 9, stating that you withdraw your consent to receive records electronically.

  • Withdrawal is effective when we have had a reasonable opportunity to act on it. Records already sent electronically before that point remain effective.
  • We will not charge you a fee to withdraw.
  • Consequence: NoteHarbor is delivered entirely over the internet, and account records are inherent to it. If you withdraw this consent, we may not be able to continue providing the Service to you, and we may close your account at the end of your then-current billing period. We will tell you before we do, and Section 10 of the Terms of Service governs exporting your data.
  • Withdrawal does not affect the legal validity of records or signatures made before it took effect.

Withdrawing this consent is separate from unsubscribing from marketing email — see the Marketing Emails document. Unsubscribing from marketing does not withdraw this consent, and withdrawing this consent does not by itself change your marketing preference.


7. Keeping your contact information current

You must keep the email address on your account current, and you are responsible for records sent to a stale address. Update it in your account profile, or email justokassets@gmail.com. Tell us promptly if you stop receiving our email or if messages are being filtered.


8. Your electronic signature, and your own borrowers and tenants

8.1 Your signature. Clicking a checkbox, button, or similar control marked as acceptance, or typing your name where the Service asks for it, is your electronic signature. It is legally binding on you and on the entity you represent, to the same extent as ink on paper. We keep a record of what was accepted, which version, and when.

8.2 Records of your acceptance. When you accept an agreement in the Service, we record the document type and version, your identifier and email, the time, and the IP address and browser user-agent captured at that moment, as evidence of the consent.

8.3 Your borrowers and tenants are a separate matter. NoteHarbor lets you send statements, notices, invitations, and other records to your borrowers, tenants, and other counterparties electronically. This consent does not cover them. Whether you may deliver a given record to a borrower or tenant electronically — and whether you first need that person's own E-SIGN consent — is your determination under the law that applies to you and to that record. We do not obtain their consent for you and do not advise on it. See Section 5 of the Terms of Service.


9. Contact

Questions, paper-copy requests, and withdrawals:

justokassets@gmail.com

Just OK Assets, LLC 3030 Northwest Expressway, Ste 200B, Oklahoma City, OK 73112, USA