Pricing
Tiers differ by loan and user capacity, never by locking core servicing behind an upgrade. Escrow analysis, the borrower portal, statements, reports, and the Office workspace are on every plan, including the smallest one — with a 30-day free trial and no card required.
Pricing
Tiers differ by capacity, not by locking servicing behind an upgrade. Escrow analysis, the borrower portal, statements, reports, and Office are on every plan, including the smallest one.
For the individual note holder
$40/mo
10 loans included
then $2.90/loan/mo servicing
Perfect for getting started
$69/mo
30 loans included
then $2.60/loan/mo servicing
For growing lending operations
$119/mo
50 loans included
then $2.35/loan/mo servicing
Built for scale
$229/mo
150 loans included
then $2.20/loan/mo servicing
Every plan starts with a 30-day free trial and you pick the term when you subscribe. Extra full-access seats are $12/seat/mo on Pro and Business. Annual pricing applies to the plan tier; seats and usage-based fees always bill monthly at their regular price. Past 150 loans, Enterprise is a conversation.
Every tier includes a set number of loans, and going past it breaks nothing — you are never blocked from adding a loan you just bought. Each loan beyond the cap simply bills a small monthly servicing fee, and it stops the month you drop back under.
On Pro, that is $119/mo with 50 loans included. Add loans 51, 52 and 53 and next month's invoice carries 3 × $2.35 = $7.05. That is the whole of it. Most note holders fold the fee into the borrower's monthly servicing charge, which nets it to zero.
How overage actually works
Every plan cap is a starting point, not a wall. Going past one never blocks you or deletes anything — it bills a small, predictable overage.
Past your plan's included loan count, each extra loan bills a small monthly servicing fee — $2.90/loan/mo on Solo, falling to $2.20/loan/mo on Business. Nothing is blocked; most note holders pass the fee to the borrower's own servicing charge.
Every plan includes a document storage allowance (5 GB on Solo up to 200 GB on Business). Usage above that bills at $0.75/GB/mo — nothing is deleted or blocked.
The Deep Analysis add-on ($10/mo) includes 25 operations a month — one PDF loan import or one county tax-account scrape counts as one. Extra operations bill at $0.75/operation.
Add-ons
None of these are required to service loans on any plan — they layer on top when you want them.
$10/mo
AI-powered document intelligence for heavy migrations — turn a PDF loan document or a county tax-record page into structured data with Claude (Opus). One operation = one PDF import OR one county tax-account scrape (a property with several tax accounts uses one operation per account). 25 operations included each month, then $0.75/operation. Note Bot (plain-English explanations, help center & loan Q&A) is free on every plan.
$20/mo
Property & rent management (RentHarbor) inside NoteHarbor — rent roll, leases, tenants, eviction & insurance tracking, and per-property P&L, address-synced to your notes.
$12/seat/mo
Extra full-access users beyond a plan's included base, so a growing team keeps working from one live book with its own login and a shared audit trail per person.
Unlimited loans and users, custom-branded documents, custom contracts, an SLA, and a dedicated account manager — priced for your book, not a self-serve card.
Talk to sales about Enterprise30 days free on any plan — no credit card, the full product, import your book the same afternoon.