Wrap and all-inclusive (AITD) structures have two sides — the note you collect and the loan(s) you keep paying underneath. NoteHarbor ties them together.
Link the wrap to its underlying loans
On the wrap (ASSET) note, link the underlying LIABILITY loans it wraps. With both sides connected, NoteHarbor understands the full structure rather than two unrelated loans.
See the spread
NoteHarbor shows the spread between what comes in on the wrap and what goes out on the underlying debt — the heart of why the structure makes money.
Combined amortization
A combined view charts the wrap against its underlying loans over time, so you can watch both balances move together. Recorded payments override scheduled balances, so the chart reflects what actually happened, not just the plan.
Wrap-portfolio cashflow
On /reports, the wrap-portfolio cashflow section rolls up the net across all your wrap structures, so you see the cumulative cashflow your wraps produce as a book.
Manage wrap links from the Tax Tracking tab; linking is asset-only and audited.