The Round Up option nudges every payment up to a round number and quietly pays the loan down faster.
Turn it on
- Start a loan from Loans → New.
- In the wizard's Advanced section, tick Round up payment to the next dollar.
- Finish the wizard and create the loan.
What it does
It rounds the total scheduled payment (P&I + escrow) up to the next whole dollar. The few cents above the true amortizing payment go to principal every period — like a small recurring curtailment — so the loan pays off a little early. (It's unavailable while you're honoring a signed/custom payment amount.)
The live loan summary
A loan's summary stats — Current Balance, Currently Due, Regular Payment, and the rest — read live figures and recompute the amount due on every visit. Because a loan's escrow is part of its regular payment, changing the escrow flows straight into these numbers, so the summary always reflects the real payment.
See Creating a loan for the rest of the wizard.