The Portfolio Statistics section on Reports answers the questions a note buyer asks about a whole book — what's my weighted-average coupon? how long does my paper run? what's the book actually yielding on what I invested? — live from your loans, no batch job or export required.
The three weighted averages
All three cover your current book: open asset notes with a balance. Liabilities (money you owe) never count, closed/sold notes never count, and a paid-to-zero note carries no weight. Partial and B Schedule slice purchases sit outside the book too — you own a slice of those payment streams, not the whole borrower balance, so weighting their full UPB in would distort the averages; the Total UPB tile counts how many were excluded.
- WAC — weighted-average coupon. Each note's contract rate, weighted by its current balance. A $100,000 note at 6% and a $50,000 note at 9% make a 7% WAC — the big note counts twice as much.
- WAM — weighted-average maturity. Whole months remaining to each note's maturity date, weighted by balance the same way. A matured balloon still collecting counts as 0 months — it pulls the average toward "due now," which is the honest signal.
- WAY — weighted-average yield. Each open note's Yield to Date (the same XIRR figure on the loan page — actual cash flows, escrow excluded, hypothetical par payoff today) weighted by its invested basis: the price paid when the note was purchased (including a purchase recorded only on the Tax Tracking worksheet as a Note Purchase), the original principal when you originated it.
The coverage line — why WAY is honest
Some notes have no computable yield (a purchase with no recorded price, a brand-new note with no payments yet — see Buying notes for the full list). Those notes are skipped, not guessed, and the coverage line under WAY tells you exactly how much of the book the number covers — e.g. "Covers 8 of 10 open notes · 92% of known basis." A purchased note with no recorded price is also excluded from the basis totals (face value would overstate a discounted purchase) and called out in the Total Basis tile.
Alongside the averages you get balance-sheet-style totals: Total UPB (unpaid principal balance across the open book), Total Basis (what you actually invested), and loan counts by direction and status.
The Yield Report
Right below, the Yield Report lists every asset note — loan number, borrower, basis, UPB, and its yield with the same label the loan page uses (Yield to Date for open notes, Realized Yield for closed/sold ones). Notes whose yield can't be computed show an honest — with Not computable, so nothing silently disappears.
- Sort by any column — click a header (click again to flip direction).
- Open notes only is on by default; uncheck it to include closed and sold notes with their realized yields.
- Export CSV downloads exactly what's on screen for your books.
Ask Note Bot
The headline figures are visible to Note Bot's page context while you're on Reports — so "what's my WAC?" or "how much of my basis does the portfolio yield cover?" just answers from what's on screen.
These are portfolio statistics, computed live from your loan book — nothing here posts a ledger entry or changes a loan. For a single note's yield mechanics, see Buying notes.